Blog

In today’s world, where parents have become the de-facto cruise directors for their kids, it can add a lot of stress to the family when busy parents are themselves always trying to find ways to keep kids busy. No need to fear, there are solutions out there.
Read Article

When working with a financial advisor, understanding how they’re compensated is crucial to ensuring you’re getting value for your money.
Read Article

The world is digital and is becoming more interconnected every day. Technology has made our lives infinitely more productive and convenient. And while this digital transformation has been happening since the turn of the century, with the advent of new technologies (e.g. cryptocurrencies and artificial intelligence) the changes are accelerating.
Read Article

As we step into 2025, many of us are crafting resolutions aimed at personal growth and financial wellness. While hitting the gym or learning a new skill are common goals, one resolution that could dramatically transform your financial future is partnering with a flat fee financial advisor.
Read Article

Spooktacular Spending: How Much Are We Shelling Out for Halloween in 2024? As the leaves turn and the ghosts and goblins start to emerge from their hiding spots, it’s that time of year again—Halloween!
Read Article

In the world of investing, we often hear about the latest hot stock, or sector that's making waves in the market. But is this really the best strategy for long-term financial success? Here’s a quick explainer on why investment diversification matters and why you shouldn't just chase the latest market darling.
Read Article

In a move that's stirring up debate in both economic and political circles, Vice President Kamala Harris has put forward a provocative tax proposal aimed at the wealthiest Americans. The plan?
Read Article

When it comes to managing your finances, choosing the right advisor is crucial. But did you know that not all financial advisors are the same? One key distinction lies in whether they're a fiduciary or non-fiduciary advisor.
Read Article

Roth IRAs are a tremendously valuable savings vehicle for income earners. After-tax money goes into the account, and it grows tax free and is distributed tax free at retirement. Pretty good deal! Starting one for your child early in their life can be a powerful savings strategy. However, there are some rules to know to take advantage of these Custodial Roth IRAs (also known as Roth IRAs for Minors)
Read Article

Americans treat credit scores like a personal competition where higher credit scores bring bragging rights in the financial game of life. However, few know exactly what goes into a credit score and why it is important to lenders. Here is a breakdown of what goes into a credit score, along with one GIANT myth that must be dispelled!
Read Article

Everything from gas to groceries, loan rates and car prices continue to rise. While everyone has their own personal inflation rate (the amount your monthly expenses have increased based on goods and services you buy), you may not want or need to cut back on certain types of spending. That doesn't mean you can't try to recoup some of the increased costs to your lifestyle somehow.
Read Article

There are distinct differences between professionals based on their formal business structure and credentials that determine how clients are served, what services a financial professional can offer, and how they are paid. Understanding these distinctions is helpful in determining the qualifications of a financial professional and the types of services they offer.
Read Article

When it comes to working with a financial advisor, you may not know where to start. There are many different types of financial professionals out there who can help you with any range of financial needs you may have, but fee-only financial advisors can occupy an important role in people’s financial lives. Here are five important things most everyday people don’t realize a fee-only financial advisor does.
Read Article

Health Savings Accounts also referred to as HSAs, can be a powerful financial tool in your pursuit to maximize your dollars and build wealth. Here are seven good reasons to open a Health Savings Account and use it as part of your overall wealth-building strategy.
Read Article

We’re fielding questions about Employee Stock Purchase Plans (ESPP) more and more it seems. More often than not, these offerings are made available by mid-size to large, well established, publicly traded companies as an additional incentive for long-term savings in the form of stock ownership.
Read Article

Life is full of uncertainty. When it comes to financial planning, life insurance needs to be a priority. Although it is not an enjoyable topic, death is inevitable for all of us. If you have loved ones who depend on your financial support, however, then you need to make sure you have a plan in place to take care of them in the event you should pass.
Read Article

We all know we need a will so that our affairs will be in order and our last wishes carried out once we have passed on. But did you know you have options when it comes to creating a will? You may have heard that you can actually do-it-yourself when it comes to creating a will, and it is fairly easy to accomplish online.There are a few considerations to make, however, before going this route.
Read Article

Many financial advisors charge clients via commissions, an AUM fee, a combination of fees and commissions, or an hourly rate. These methods guarantee that the financial advisor sees a healthy return for their time and effort. However, they may not be the best method for your wallet.
Read Article

Setting a manageable budget is hard enough on a fixed income. After all, emergencies or unplanned expenses can add a lot of variables to your budget, even if your income doesn’t change. So what happens when your income changes from month to month? How can you set a budget that works for you?
Read Article