News & Trends

When working with a financial advisor, understanding how they’re compensated is crucial to ensuring you’re getting value for your money. Advisors typically charge in one of three ways: assets under management (AUM), commissions, or flat fees. In this blog, we’ll break down how to figure out what you’re paying in an advisory account based on AUM and a commission-based account with mutual funds. We’ll also explore why a flat-fee advisor might be a better option for many investors.

Should I Be Worried Earning Too Much Will Bump Me into the Next Tax Bracket? With tax season in full swing, many taxpayers find themselves scratching their heads over the complexities of the U.S. Federal income tax system. We're going to break down how federal income tax rates apply to a middle-class family earning $250,000 annually, and why earning “too much” isn’t as bad as you think.

Cyber criminals are the 21st century pickpockets and muggers, but they have the potential to steal much more than your wallet or watch. Here are some actionable steps to take to make yourself like a “prickly porcupine” in the online world, in other words, be “prey” that is less appetizing to an online predator.

As we step into 2025, many of us are crafting resolutions aimed at personal growth and financial wellness. While hitting the gym or learning a new skill are common goals, one resolution that could dramatically transform your financial future is partnering with a flat fee financial advisor. The start of a new year is the perfect time to take a critical look at your financial health. Just as you might schedule a comprehensive health check-up, your finances deserve the same level of professional attention.

With former, and now future President Donald Trump back in the White House in January 2025, many are speculating about the future of the Tax Cuts and Jobs Act (TCJA). This significant piece of legislation, passed in 2017, brought about major changes to the U.S. tax system. Let's explore what Trump's reelection could mean for these tax policies.

As the leaves turn and the ghosts and goblins start to emerge from their hiding spots, it’s that time of year again—Halloween! But before you grab your broomsticks and dust off your cauldrons, let’s talk about the real fright of the season: the budget. According to the National Retail Federation, Americans are projected to spend a staggering $11.6 billion on Halloween this year. You read that right—billion with a "B".