
Differences Between Investing and Sports Gambling
Football season is starting soon, and with it comes a game-day experience that looks very different than it did just a few years ago. The rapid rise of online sports gambling has transformed the sport in many profound ways, altering fan engagement, the economic landscape, and how the NFL operates commercially.
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Retirement Plans for Small Business Owners: SEP IRA vs. 401(k) vs. Solo 401(k)
Choosing the right retirement plan for your small business is one of the most impactful decisions you’ll make, both for your future and your team’s. Whether you’re a sole proprietor or have a staff of five or more, understanding the differences between SEP IRA, Standard 401(k), and Solo 401(k) is critical to maximizing savings and minimizing stress.
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Asset Location: The Overlooked Strategy to Lower Your Taxes and Boost Retirement Savings
When it comes to financial planning, most investors are familiar with asset allocation—the process of spreading investments across stocks, bonds, and other asset classes to manage risk. But there’s another, often overlooked strategy that can make a huge difference in your after-tax returns: asset location. This strategy is a cornerstone aspect of how Afton Advisors positions client portfolios to pay the least tax possible.
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Understanding the Federal Reserve: What It Is, What It Does, and How It Affects Your Wallet
The Federal Reserve might seem complex, but its decisions have a direct impact on your everyday finances—from mortgage payments to savings account interest. Our latest blog post breaks down what the Fed is, what it does, and how it affects you.
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Summer Break Ideas for Kids
In today’s world, where parents have become the de-facto cruise directors for their kids, it can add a lot of stress to the family when busy parents are themselves always trying to find ways to keep kids busy. No need to fear, there are solutions out there.
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What Am I Paying My Financial Advisor?
When working with a financial advisor, understanding how they’re compensated is crucial to ensuring you’re getting value for your money.
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Should I Be Worried Earning Too Much Will Bump Me into the Next Tax Bracket?
With tax season in full swing, many taxpayers find themselves scratching their heads over the complexities of the U.S. Federal income tax system. We're going to break down how federal income tax rates apply to a middle-class family earning $250,000 annually, and why earning “too much” isn’t as bad as you think.
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Data Security: What Simple Steps Can I Take To Protect From Cyber Attacks
The world is digital and is becoming more interconnected every day. Technology has made our lives infinitely more productive and convenient. And while this digital transformation has been happening since the turn of the century, with the advent of new technologies (e.g. cryptocurrencies and artificial intelligence) the changes are accelerating.
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Why Working with a Flat Fee Financial Advisor Should Be Your Top New Year's Financial Resolution
As we step into 2025, many of us are crafting resolutions aimed at personal growth and financial wellness. While hitting the gym or learning a new skill are common goals, one resolution that could dramatically transform your financial future is partnering with a flat fee financial advisor.
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