Fee Only and Flat Fee.
Transparency in pricing is just the first step in how we develop trust with our clients.
The first consultation is complementary, just 30 minutes, to find out if we’re a good fit for your situation.
SCHEDULE A 30-MINUTE CONSULTATION
Foundations: Stand-alone financial planning engagement
$2800 - One-time, comprehensive plan building engagement
Everyone starts HERE
Our FOUNDATIONS stand-alone financial planning engagement touches on everything from retirement income planning and cash flow management to insurance liability limits and estate planning.
The engagement will progress through four planning steps over about 6 to 8 weeks and will be tailored to each client's specific needs and areas of focus.
What do you get from Foundations?
- A written, actionable plan with instructions on how to implement the each step
- Answers to your financial questions and education about your situation
- Confidence in your new plan and the direction you want to go financially
We answer these questions!
Pre-retiree/Recent Retiree
- Can I retire? If so, when?
- How do I turn my retirement savings into an income?
- What is the most tax-efficient way to live in retirement?
- How do I reduce Required Minimum Distributions (RMDs)?
- How do I maximize charitable contributions as well as resultant tax benefits?
- How do I insulate my savings from market fluctuations and inflation?
- How does Medicare and Long Term Care fit into my plan?
Mid-career Individuals and Families
- Am I doing what I need to do to retire when I want?
- Where do I put my savings? / Where do I put excess income?
- What are the most tax efficient ways to save?
- How do I reduce my tax burden?
- How do I handle my ailing parents, or my recent inheritance?
- I don’t know what I don’t know; what am I missing that I should be doing?
Planning Steps
60-min meeting to organize your financial details
- Discover your goals and financial potential.
- Build your personal financial website.
- Organize your financial documents in our online valt
90-minute session to analyze all areas of your financial plan
- Review cash flow, savings, and debt
- Investment review and tax planning
- Protection and estate planning
60-min meeting to deliver your customized financial plan
- Review your plan together
- Answer any and all questions you have
- Make any necessary adjustments
- Determine and assign next steps
- Establish your implementation schedule
6-week implementation of your financial plan
- Ensure all aspects of your plan are executed properly
- Establish new money habits
After you build your Foundation, we invite you to Prosper, with our ongoing financial planning and investment management service.
Prosper: Ongoing Financial Planning & Investment Management
$1,500 / per quarter fee for ongoing planning and investment management REGARDLESS of your account size
What you get from Prosper:
- Financial planning and Investment management included in one flat fee
- Three (3) scheduled meetings per year focusing on your plan and progress, tax planning, and employee benefits and insurance
- Investment Management including: asset allocation, asset location, rebalancing, tax harvesting, and other pro-active management of your savings
- Your advisor is “on call” for any questions that come up (e.g. buying a house or car, sudden inheritance, debt reduction, budgeting, etc.)
For clients who wish to self-manage their assets
Once you complete our Foundations Planning Process, we can help you keep your plan on track through annual review calls (pricing to be determined by complexity).